Protecting What’s Important
My father was a man of limited education, who worked at the same job for over 30 years. He was also a frugal man, and to some extent a man who believed that there were always certain things a person should provide for their family. He always had a life insurance policy. Not only did he insure himself, he insured my mother and his children, until the day he departed this earth. I never understood just how important those policies would be until he passed, and my mother received the benefit, and until I became a mother myself.
In April 2009, I became the owner and sole practitioner of my very own law firm. I was in business for myself. But what would happen to my family's well being should something happen to me. So, I began to educate myself on the options...life insurance, disability insurance, insurance on key employees...and the list goes on and on. I also began to talk to others about the importance of providing this security blanket for their families. Then I realized how hand in hand this issue went with my family law practice. Providing wills, trusts and estates, I could speak to my clients about their insurance needs. So, this year, I decided to become a licensed insurance broker in the state of South Carolina: Life, Health, Disability, Annuities...
So, have you protected what's important? Read the article below:
March 13th, 2010
It’s easy to think that “it” won’t happen to you. And it’s even easier to think that when you are young. That’s why many young couples spend much more time choosing wedding invitations or their honeymoon destination than they do protecting the new family unit they’re creating.
Life insurance is certainly not top on most young couple’s minds. It’s something that they’ll think about, perhaps, when they start a family or move into their first house. But time doesn’t always wait for our “someday” plans to come to fruition. It’s best to put those plans into action before time decides it has other plans.
Melissa Wandall understands this better than most young women. She and her husband, Mark, were expecting a baby within weeks. Feeling tired after a day’s work, Melissa decided to stay home and put her feet up instead of joining her husband and brother for dinner out. As she kissed her husband good-bye before he left, she had no idea it was the last time she would see him.
As he was returning home that night, the car Mark was in was broadsided by a driver who ran a red light. He died less than a week after celebrating their first wedding anniversary and just 19 days before the birth of their daughter, Madison Grace.
While Mark is no longer there to spend time with his vibrant wife and watch his beautiful daughter grow up, he did make sure that they would be taken care of. As a young life insurance agent, he had made sure that they had proper amounts of life insurance in place in case anything were to happen.
That life insurance has allowed Melissa to remain in the family home, take time off from her career so she can be a full-time mom, and put money into a college fund for Madison Grace. The insurance has also given Melissa the opportunity to keep Mark’s spirit alive through two important causes that she has started in his name. (You can watch her story here.)
Through LIFE’s realLIFEstories program, Melissa has graciously shared this story with the public so that others, especially those who are young and growing their families, can understand the importance of having proper amounts of life insurance—now.
It’s time for LIFE to gather stories like Melissa’s for the 2010 realLIFEstories Client Service Awards.
And while the realLIFEstories application is for agents and advisors to fill out, I encourage anyone who has been touched by the benefit of insurance—life, health, disability or long-term care—to let their agent know that it’s time to share your story with America.
The stories that are chosen will be featured in a September 2010 issue of Newsweek, which reaches nearly 13 million Americans. In addition, you and your agent (each with a guest) will receive an all-expenses-paid trip to Seattle, Wash., this Sept. 11 to 14 to attend the award ceremony. The deadline for entries is Wednesday, March 31. I encourage you to take this opportunity to reach out and touch others’ lives with your story.
Life insurance is certainly not top on most young couple’s minds. It’s something that they’ll think about, perhaps, when they start a family or move into their first house. But time doesn’t always wait for our “someday” plans to come to fruition. It’s best to put those plans into action before time decides it has other plans.
Melissa Wandall understands this better than most young women. She and her husband, Mark, were expecting a baby within weeks. Feeling tired after a day’s work, Melissa decided to stay home and put her feet up instead of joining her husband and brother for dinner out. As she kissed her husband good-bye before he left, she had no idea it was the last time she would see him.
As he was returning home that night, the car Mark was in was broadsided by a driver who ran a red light. He died less than a week after celebrating their first wedding anniversary and just 19 days before the birth of their daughter, Madison Grace.
While Mark is no longer there to spend time with his vibrant wife and watch his beautiful daughter grow up, he did make sure that they would be taken care of. As a young life insurance agent, he had made sure that they had proper amounts of life insurance in place in case anything were to happen.
That life insurance has allowed Melissa to remain in the family home, take time off from her career so she can be a full-time mom, and put money into a college fund for Madison Grace. The insurance has also given Melissa the opportunity to keep Mark’s spirit alive through two important causes that she has started in his name. (You can watch her story here.)
Through LIFE’s realLIFEstories program, Melissa has graciously shared this story with the public so that others, especially those who are young and growing their families, can understand the importance of having proper amounts of life insurance—now.
It’s time for LIFE to gather stories like Melissa’s for the 2010 realLIFEstories Client Service Awards.
And while the realLIFEstories application is for agents and advisors to fill out, I encourage anyone who has been touched by the benefit of insurance—life, health, disability or long-term care—to let their agent know that it’s time to share your story with America.
The stories that are chosen will be featured in a September 2010 issue of Newsweek, which reaches nearly 13 million Americans. In addition, you and your agent (each with a guest) will receive an all-expenses-paid trip to Seattle, Wash., this Sept. 11 to 14 to attend the award ceremony. The deadline for entries is Wednesday, March 31. I encourage you to take this opportunity to reach out and touch others’ lives with your story.
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